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Buyer's Guide

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How We Work

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Services We Offer

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House Tours

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Purchase Offers

Professional Research Report

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 Escrow & Closing

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Services

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House Tours

Purchase Offer

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Professional Research Report

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 Escrow & Closing

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  • What Bay Area cities and neighborhoods do you cover?
    We cover the entire Bay Area. We've helped clients buy homes in San Francisco, North Bay, East Bay and South Bay.
  • What services do you provide Bay Area home buyers?
    We provide all of the services of a traditional real estate agent, with better data-driven tools, increased transparency and more responsive customer service. We can help with as little or as much of the home-buying process as you require. Some clients come to us with a home already found and a price in mind, and need assistance with assessing the home and executing the transaction. Others are still figuring out their budget, what they're looking for, and advice on where to focus their search. Wherever you are in your home buying journey, we’re here to seamlessly guide you through your home buying process - finding the right home, valuing it, understanding the disclosures, submitting a competitive offer, and closing the transaction. We're with you from start to finish.
  • Is FFB fully licensed?
    Yes. FFB is a fully-licensed California brokerage and all of our agents are fully-licensed California sales agents. All of our agents are members of the San Francisco Association of Realtors (TM), California Association of Realtors (TM) and the National Association of Realtors (TM).
  • Who will be my day-to-day point of contact at FFB?
    One of our licensed real estate agents personally leads each transaction and will be your day-to-day point of contact throughout your home buying journey. We work closely as a team, and are able to jump in for each other if and when you have a time-sensitive request.
  • Can you help me buy a new construction home?
    Yes, we also work with new construction homebuyers. To learn more, please contact us.
  • How much does it cost to work with FFB?
    Nothing! Working with FFB is free for buyers. We make our money via the commission the seller pays. On top of not costing you anything, we also give you a cash back rebate. So buying with FFB gets you a better buying experience AND you get rebated of your purchase price!
  • FFB's cash back rebate offer sounds too good to be true. Is there a catch?
    There is no catch! We started FFB as we think there needs to be a better way to buy a Bay Area home based on our own home buying experiences. Buying agents get paid 2.5% of the purchase price, which means on a typical $2 million single-family home, they get $50,000. Given escalating Bay Area real estate prices, that didn’t feel right to us, so we rebate entire of the purchase price back to the buyer and charge a flat fee of $9999. In this example, buyers get $40,001 back.We still offer all of the services of a real estate agent, with better data-driven tools, increased transparency and more responsive customer service.
  • How and when do I get the cashback?
    Buyers receive their cash back rebate at the close of their home purchase. As soon as the escrow company distributes the funds to FFB (generally the same day as close), we then wire you your cash back rebate. You can then use your cash back rebate to buy new furniture, renovate your kitchen and bathrooms or throw that all important housewarming party! (or use it to pay down your mortgage)
  • Is the cash back rebate taxable?
    According to the IRS, a cash back rebate from a buying agent as part of a real estate purchase is generally not subject to income tax. Per the IRS “a payment or credit at closing from [a real estate brokerage] represents an adjustment to the purchase price of the home and generally is not includible in a purchaser's gross income.” When you sell your property in the future, you would adjust your cost basis down by the rebate amount when calculating capital gains taxes (subject to allowable capital gains exemptions on real estate properties). Of course, you should consult with your accountant or tax attorney as it relates to your circumstances.
  • Will there be a written contract between myself and FFB detailing the rebate?
    Simply contact us and we can send you our standard client agreement in DocuSign for you to review and electronically sign. The contract is non-exclusive, so if you are not 100% satisfied working with FFB, you are free to work with another buying agent.
  • How do I see listings?
    Most of our buying clients find their new home via homes listed on the MLS, where you’ll find the broadest inventory of Bay Area homes available for sale. This is usually the best way to find a home that meets your buying criteria. We recommend using either Redfin or Zillow to peruse current listings, as these websites have all MLS listings, and have a better user-interface than the actual MLS.
  • Do I have to work exclusively with FFB?
    No. We do not require any exclusivity from our clients, and we want to earn your business with every interaction. If for whatever reason FFB is not a good fit for your home buying needs, you are free to work with other agents. We do ask that once you start working with FFB on a particular home, you continue to work with us on that home, and similarly if you start to work with another agent on a particular home, you continue to work with that agent on that home.
  • I've already started working with another agent on a home. Can FFB represent me so I can get the rebate?
    Unfortunately not. If another agent has already helped you with a particular home, including providing you the disclosures, given you valuation advice or toured the property with you, you should continue to work with that agent for that home. Should you not end up buying that home, and would like to work with FFB on future homes to get the FFB cash back rebate, we'd love to work with you. Simply contact us and we can get started from there.
  • Do you work with sellers?
    While our primary focus has been helping home buyers. If you're interested in discussing this further, please contact us.
  • Sounds great! How do I get started with FFB?
    Simply contact us! We can answer any questions you may have, and ensure you kick-off your home buying process on the right foot. If needed, we can introduce you to the Bay Area’s best mortgage agents at the major banks, and discuss with you valuation trends for the neighborhoods or cities you’re focused on. When you’ve visited a property you'd like to learn more about, just let us know. Most Bay Area listings have an offer deadline, often within a week or two of listing. Once you’ve contacted us, we can inform you of the offer deadline, as well as obtain the disclosures from the listing agent and put together our Custom Valuation Report and Disclosure Review Summary. If you'd like to move forward with an offer, we will be available to walk through that process.
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